No More Backdoor Roth IRA
Too much of a hassle to manage. I will empty Groundfloor IRA in the first quarter of 2018 and Lending Club IRA by 2021. I plan to consolidate my Roth IRAs to Merrill Edge brokerage accounts.
Litigation Finance Overweight
I will transfer all remaining funds from DLIF to YieldStreet. My portfolio will be heavily concentrated in litigation investments.
Credit Card Arbitrage
I’ll take advantage of balance transfer offers as needed basis (i.e. tax bill).
401(k) Contribution Only Up To The Match
No change. I will contribute $8,000 to maximize my employer’s match.