Rentier

Archive List for Personal Finance

The $100M Question

Background This thought experiment showed up at our dinner table while my wife and I were talking about retirement. We bounced between the usual topics—where to live, how to invest, how often to visit family—until we reset with a question that cut through all of it: “What if, right now, we had $100 million in […]

The Acceleration Phase: From $1M to $2M in Three Years

Reaching my first million in 2018 changed my relationship with money. What surprised me most was what followed: over the next three years, my net worth doubled to $2 million. The shift wasn’t just higher income—it was a change in strategy, risk tolerance, life circumstances, and the way compounding behaves once the base gets large […]

The Concentration Bet: Going All-In on Litigation Finance

How reaching my first million transformed my investment strategy and led me to explore litigation finance—including the risks, rewards, and lessons learned from concentrated alternative asset investing. Disclaimer: This article describes my personal investment experience and should not be construed as investment advice. Litigation finance involves substantial risk, including total loss of capital. Always conduct […]

Building the Foundation: 14 Years From First Job to First Million

From arriving in the US with nothing to achieving $1 million in investable assets—a 19-year journey of strategic job changes, disciplined saving, and alternative investments that transformed a $32,000 starting salary into financial independence. The Starting Point (1999-2004) I arrived in the United States in August 1999 with a dream and very little else. I […]