YieldStreet Short Term Small Business Financing I Repaid

Short Term Small Business Financing I – Investment Results

My third YieldStreet investment has been successfully completed, delivering strong returns over an extended investment period.

Investment Summary
  • Investment Type: Short-term small business financing through YieldStreet
  • Investment Period: 1,288 days from capital commitment to full repayment
  • Total Return: $17,245 in interest income
  • Performance: 12.74% internal rate of return (IRR)
Investment Timeline

Initial Investment

On April 12, 2018, YieldStreet announced the launch of Short Term Small Business Financing I, scheduled for Monday, April 16th at 6 PM EDT. The offering featured an estimated 13% target interest rate over a 16-month term with a minimum investment requirement of $25,000.

YieldStreet completed the full $3 million capital raise within minutes of launch. I successfully committed $70,000 to this offering. The investment was processed as follows:

  • April 17, 2018: Funds debited from my bank account
  • April 19, 2018: Investment became active and began generating returns

YieldStreet Investment Dashboard Screenshot

Investment Resolution & Final Returns

On April 30, 2021, YieldStreet announced they had reached agreements with the borrower to enhance the performance of this investment. Following this announcement, the platform resumed substantial distributions to investors.

On October 13, 2021, I received my final payment of $2,884.96, completing the investment cycle. The total performance metrics are:

  • Total Interest Generated: $17,245
  • Investment Duration: 1,288 days (approximately 3.5 years)
  • Internal Rate of Return: 12.74%
  • Capital Deployed: $70,000

Key Takeaway: This investment demonstrates the effectiveness of YieldStreet’s small business financing model, delivering consistent returns over an extended period while maintaining the promised target interest rate structure.