FIRE

FIRE is an acronym for Fuck It, Relax and Enjoy. I do not have a specific target for net investable assets (NIA) to declare FIRE as I have some things to accomplish before leaving my corporate job. I expect to work until my late 40s. My NIA will likely reach 8 figures by then.

Net Investable Assets Growth Chart


Net Investable Assets include all my cash and investments (including retirement funds) and subtract my consumer debt (credit cards and loans), and exclude my personal properties such as cars, jewelries, and home.

Net Investable Assets YOY

Year NIA Forecast NIA Actual $ Change % Change
2010 $30,504 $12,982 74.10%
2011 $75,188 $44,684 146.49%
2012 $104,839 $29,651 39.44%
2013 $186,722 $81,884 78.10%
2014 $313,277 $126,555 67.78%
2015 $450,000 $530,141 $216,864 69.22%
2016 $650,000 $651,747 $121,606 22.94%
2017 $780,000 $894,549 $242,801 37.25%
2018 $1,100,000 $1,129,692 $235,144 26.29%
2019 $1,630,000 $? $500,000 ?%
2020 $2,130,000 $? $500,000 ?%
2021 $3,030,000 $? $900,000 ?%
2022 $4,030,000 $? $1,000,000 ?%
2023 $5,780,000 $? $1,750,000 ?%
2024 $7,780,000 $? $2,000,000 ?%
2025 $10,780,000 $? $3,000,000 ?%
  • 7/15/19 – My NIA should reach $2 million during 2020 and $5 million by the end of 2023. Although I have an optimistic return expectations on my investments, I still need to confirm that my investment strategy really works before going all in. The feeling of walking a tightrope between risk and reward will never go away until then.