FIRE

FIRE is an acronym for Fuck It, Relax and Enjoy. I do not have a specific target for NIA and age to declare FIRE as I have a few more things to accomplish before leaving a job. I expect to work until my late 40s. My NIA will likely reach 8 figures by then.

Net Investable Assets Growth Chart


Net Investable Assets include all my cash and investments (including retirement funds) and subtract my consumer debt (credit cards and loans), and exclude my personal properties such as cars, jewelries, and home.

Net Investable Assets YOY

Year NIA Forecast NIA Actual $ Change % Change
2010 $30,504 $12,982 74.10%
2011 $75,188 $44,684 146.49%
2012 $104,839 $29,651 39.44%
2013 $186,722 $81,884 78.10%
2014 $313,277 $126,555 67.78%
2015 $450,000 $530,141 $216,864 69.22%
2016 $650,000 $650,339 $120,198 22.67%
2017 $780,000 $894,549 $244,210 37.55%
2018 $1,100,000 $1,129,598 $235,050 26.28%
2019 $1,750,000 $? $600,000 ?%
2020 $2,400,000 $? $650,000 ?%
2021 $3,100,000 $? $700,000 ?%
2022 $3,850,000 $? $750,000 ?%
2023 $4,650,000 $? $800,000 ?%
2024 $5,500,000 $? $850,000 ?%
2025 $6,400,000 $? $900,000 ?%
  • 2020 – My NIA will reach $2M during 2020. If my LexShares investments perform well, that will be a confirmation that this investment actually works. My NIA should reach $3M within 2 years. I plan to invest more into patent cases and less into contract disputes or other types of cases for higher return.
  • 2022 – My NIA will reach $3M by the end of 2022. I will start designing asset allocation strategy between capital appreciation and fixed income for retirement.