Chase Sapphire Preferred

  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • 0% intro APR for 12 months from account opening on purchases only.
  • $0 intro annual fee for the first year.
Steps
  1. Applied online
  2. Application was instantly approved for $30,000.

RESULT: Instant Approval
CREDIT LIMIT: $30,000

Bank of America Cash Rewards

  • Online $200 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
  • Introductory 0% APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account.
Steps
  1. Applied online
  2. Application was instantly approved for $21,000.

RESULT: Instant Approval
CREDIT LIMIT: $21,000

Bank of America Premium Rewards

  • 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
Steps
  1. Applied online
  2. Application was instantly approved for $21,000.

RESULT: Instant Approval
CREDIT LIMIT: $21,000

American Express Amex EveryDay

  • 10,000 Membership Rewards points for each approved referral
  • 15,000 Membership Rewards points after they use their new Amex EveryDay Credit Card to make $1,000 in purchases within the first 3 months of Card Membership.
Steps
  1. Applied online using a referral link
  2. Application was instantly approved for $6,000.

RESULT: Instant Approval
CREDIT LIMIT: $6,000

Credit Limit Increases

Credit Card Old Limit Requested New Limit Increase
Citi Double Cash $26,200 Auto $28,200 $2,000
Citi Diamond Preferred $23,700 Auto $25,700 $2,000
Citi Dividend $20,100 Auto $28,100 $8,000
Discover it $23,500 Auto $28,000 $4,500
Discover it $9,000 Auto $13,500 $4,500
Barclaycard NFL Extra Points $14,400 $25,000 $20,000 $5,600
American Express Blue Cash Preferred $23,700 $50,000 $23,700 $0
  • Barclaycard did a hard inquiry on TransUnion.
  • American Express requested an IRS Form 4506-T.