Diversified Pre-Settlement Portfolio XXV – Investment Results
My first YieldStreet investment has been successfully completed, delivering strong returns through litigation finance opportunities.
Investment Summary
- Investment Type: Diversified pre-settlement portfolio through YieldStreet
- Investment Period: 639 days from capital commitment to full repayment
- Total Return: $39,248 in interest income
- Performance: 13.14% internal rate of return (IRR)
Investment Timeline
Initial Investment
On December 24, 2018, YieldStreet announced the launch of Diversified Pre-Settlement Portfolio XXV, scheduled for Wednesday, December 27th at 6 PM EST. The offering featured an estimated 13% target interest rate over a 48-month term with a minimum investment requirement of $20,000.
The platform had recently extended the investment term from 36 months to 48 months for diversified portfolio offerings due to many cases in the portfolio not resolving within the original 36-month period. This strategic adjustment was implemented to accommodate the natural timeline of legal proceedings.
YieldStreet completed the full $5.18 million capital raise within minutes of launch. I successfully committed $250,000 to this offering. The investment was processed as follows:
- December 28, 2017: Funds debited from my bank account
- January 3, 2018: Investment became active and began generating returns
Investment Resolution & Final Returns
On September 21, 2019, YieldStreet announced that LawCash had been acquired by the platform, and all LawCash investments would be repaid in the following week. This strategic acquisition led to the early resolution of the investment portfolio.
On September 27, 2019, I received repayment of all outstanding principal and accrued interest up to the sale date. The total performance metrics are:
- Total Interest Generated: $39,248
- Investment Duration: 639 days (approximately 1.75 years)
- Internal Rate of Return: 13.14%
- Capital Deployed: $250,000
Key Takeaway: This investment demonstrates the effectiveness of YieldStreet’s diversified pre-settlement portfolio strategy, delivering strong returns through litigation finance while providing early exit opportunities through strategic platform acquisitions. The 13.14% IRR over a compressed timeline highlights the potential for accelerated returns in the legal finance space.
