Archive List for App-O-Rama

November 2018

Credit Score Citi Double Cash 0% Intro APR for 18 months on balance transfers Steps Applied online Application was instantly denied. RESULT: Declined BankAmericard 0% Intro APR for 15 billing cycles for purchases, and any balance transfers made in the first 60 days of opening your account. $0 Intro balance transfer fee for the first […]

January 2018

Credit Score Chase Ink Business Preferred 80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. $95 Annual Fee Steps Applied online (used my full name as Legal name of business and SSN as Tax identification number) Application was not instantly approved. Immediately called the reconsideration line (800-453-9719) […]

October 2016

Chase Slate Pay no balance transfer fee when you transfer a balance during the first 60 days your account is open. 0% intro APR for 15 months on purchases and balance transfers from account opening. RESULT: Declined Santander Sphere 0% Introductory APR for 24 billing cycles for transactions made within 90 days of opening your […]

September 2016

Credit Score Citi Simplicity 0% Intro APR on purchases and balance transfers for 21 months Steps Applied online Application was instantly approved for $7,000. Requested a credit limit increase to $25,000 as soon as the card showed up on my online banking. RESULT: Instant Approval CREDIT LIMIT: $7,000 -> $25,000 BankAmericard Travel Rewards 20,000 bonus […]


According to Wikipedia: App-O-Rama refers to a strategy of completing multiple credit account applications in a relatively short period of time. The term, as set out in the Wall Street Journal, refers to a frenzy of applications, and most frequently refers to applications for financial products, such as loans, credit cards, and bank deposit accounts. […]

August 2016

Credit Score LightStream Anything Loan unsecured fixed-rate new car loans Low Rates: Starting as low as 1.74% APR with AutoPay RESULT: Approved for Secured New Auto Loan BankAmericard Platinum Plus Introductory 0% APR for your first 18 billing cycles for balance transfers made within 60 days of opening your account. Steps Applied online Application was […]